
Unit Trust VS Investment Linked
Presentation
•
Business, Education, Mathematics
•
University
•
Medium
Chia Kah Min Alexander
Used 15+ times
FREE Resource
23 Slides • 13 Questions
1
Unit Trust VS Investment Linked
Savings & Investment
Security measure for your future
2
Multiple Select
What is H.E.R.O Plan? (can choose more than 1 answer)
Education Plan
House ownership Plan
Others Plan (wedding, vacation & etc)
Retirement Plan
3
Learning Objectives:
Understand Insurance Investment Link
Understand the ILP Charges & How it Works
Proper Planning with Insurance & Unit Trust
Case Study Sharing
4
Multiple Choice
Investment-linked Policy (ILP) is a life insurance policy which provide?
Protection & Savings
Protection & Investment
Investment only
5
Multiple Choice
Do Investment Link Policy provide guaranteed cash values?
YES
NO
6
7
Multiple Choice
The premium for Life insurance, Investment link and Term insurance are high.
True
False
8
Multiple Choice
Only Life insurance and Investment link have cash value and Term insurance does not have cash value.
True
False
9
10
Multiple Choice
Investment Link product is NOT a pure investment product such as unit trust.
True
False
11
12
Multiple Select
What are the cost of charges for investment linked? (can choose more than 1 answer)
Initial & one time charges
high
5.5% service charge
hidden costs (1-3 yrs: 40%, 4-6 yrs: 20%, 7-10 yrs: 5%)
13
Multiple Choice
If Alex put a annual premium of RM10k in investment link for 1-3 yrs, RM6k will be allocated to investment + insurance and RM4K will go to all type of charges?
True
False
14
15
16
17
Multiple Choice
If Alex want to buy MLP2 with GTL/TPD coverage RM100k, ADD coverage RM200k and critical illness coverage RM100K, what is the annual premium?
RM 2,440
RM 1,830
RM 610
RM 1,220
18
Multiple Choice
If Alex already invested in unit trust but NOT in Public Mutual, can Alex buy Mutual Life Plus 2?
YES
NO
19
20
21
22
23
24
25
26
27
28
Poll
Which Plan Would You Like To Choose?
PLAN A
PLAN B
29
Multiple Choice
____________ in Financial Planning
Insurance & Investment linked is equally important
Only insurance is important
Insurance & Unit Trust is equally important
Only Unit Trust is important
Only investment linked is important
30
Multiple Choice
Insurance and Unit Trust are________ and ________.
not compliment to each other, not competitors
compliment to each other, are competitors
compliment to each other, not competitors
not compliment to each other, are competitors
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36
Unit Trust VS Investment Linked
Savings & Investment
Security measure for your future
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