CREDIT POLICY

What is the penal interest for delayed creation of EMT/II charge?

Where party is enjoying both FB & NFB limits, penalty for delayed/non submission of QOS/HOS shall be ____ on FB liability and _____ on the NFB liability.

In case of MSME accounts, the accounts rated externally “_____” or better shall only to taken over. (Wherever external rating is applicable)

In case of other than MSME accounts, the accounts rated externally as “_____” or better shall only to taken over. (Wherever external rating is applicable).

In case of externally unrated borrowers with exposure above Rs 25 Crores up to Rs 100 Crores, additional interest of ____ shall be charged over and above the applicable rate of interest.

In case of externally unrated borrowers with exposure above Rs 100 Crores, additional interest of ____ shall be charged over and above the applicable rate of interest.

Non individual borrowers enjoying aggregate exposure of Rs. 5 Crores and above upto Rs 10 Crores from Banks and Financial Institutions should submit Legal Entity Identifier (LEI) Code, on or before___________.

In case of secured education loan above ______ Credit Information Report from two Credit Information Companies should be drawn.

If a score of -1 is displayed in the TransUnion CIBIL report, it shall be interpreted as the individual has no credit history available in the last ____ .

Integrated housing projects comprising of some commercial space can also be classified under CRE-RH, provided that the commercial area in the residential housing project does not exceed _____ of the total Floor Space Index (FSI) of the project.