PIB1013 TUTORIAL CHAPTER 7
Authored by Madihah Jamian
Business
2nd Grade
Used 6+ times
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17 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is credit assessment?
A process to evaluate creditworthiness
A type of bank account
A loan application form
A way to borrow money
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What do lenders check in a credit history review?
Hobbies and interests
Past loans and payment history
Family background
Favorite colors
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is a credit score?
A type of bank loan
A list of bank branches
A payment method
A number showing creditworthiness
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which agency is NOT a credit reporting agency in Malaysia?
Experian
Dun & Bradstreet
CTOS
BNM
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What does the debt-to-income ratio compare?
Total debt to total assets
Income to expenses
Monthly debt payments to monthly income
Savings to spending
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Who can access the CCRIS report?
Only credit agencies
Any individual borrower
Only banks
Only government agencies
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the purpose of income verification?
To check the borrower's age
To ensure repayment ability
To find the borrower's job
To check the borrower's address
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