3. Savings and Investing

People only save money when they are unable to get the funds they need through borrowing.

Some people save money that they do not intend to spend on themselves.

When people save money it reduces the amount they need to borrow.

A savings plan ensures an individual will achieve financial goals.

The main factor that usually determines the amount of an individual's disposable income is:

When individuals ? money they do so with the hope or expectation that there will be a financial gain.

(a)  

Simply ? money provides very little potential for the generation of income.

(a)  

Investing money can generate an income, or bring about other ? gains.

(a)  

If you are a shareholder, you would expect to receive a share of the profits in the form of a ? every 6 or 12 months.

(a)  

Shares can be a ? investment.

(a)