Check Fraud

The maker wrote a legitimate check, but the criminal changed some part of the check, like payee name or amount.

These are designs in the background of check. When they are photocopied, the design disappears and what remains is the word void. This makes the check non-negotiable.

These will change color when heat is applied from either rubbing or breathing on them.

These contain images that are very difficult to replicate.

True or False? Legitimate checks will usually have a dull finish.

True or False? Counterfeit checks will usually have a dull or opaque MICR line.

What items should we always be on the lookout for? Select all that apply.

The criminal steals checks that are drawn off of a valid account and then imitates the maker's signature.

The criminal attains a real account number, and then creates fake checks using that real account number.

The criminal finds checks that are drawn off of an account that is no longer open and then uses them.