Types of Auto Insurance

Liability

Pays OTHER PEOPLE for damages that you cause. It could be PROPERTY liability or MEDICAL liability.

Types of Auto Insurance

Collision

Pays for YOUR CAR if it is damaged in a collision.

Types of Auto Insurance

Comprehensive

Pays for YOUR CAR for non-driving damage, such as vandalism, a tree falling on it, hitting a deer (odd that this isn't collision), etc.

Types of Auto Insurance

Under/Un-Insured

Pays for YOUR CAR if someone else is at fault for damaging your car, but they don't have sufficient insurance to actually pay.

Types of Auto Insurance

Personal Injury Protection

Pays for YOUR MEDICAL BILLS, regardless of fault.