Which of the following behaviors are examples of responsible credit use?

Opening a credit card is one of the first steps to establishing a credit history.

All of the following are benefits of a high credit score, EXCEPT:

Demonstrating your ability to pay back borrowed money is one way to develop a good credit ___________.

Using ______ allows you to spread out the cost of an expensive item over time.

The term creditworthy is used to describe an individual who has proven to be a responsible user of credit.