A bank account that pays interest yearly.

When you take out more money than you have in your bank account.

A slip of paper you get from a shop to show how much you have paid for a product.

Make a list of important things she has to buy each month and take only enough cash out of her bank account to buy those things.

Ask her bank about the charges for an overdraft. Then, use the overdraft whenever it's necessary.

Buy everything she needs at the supermarket on her credit card.

Think about closing her savings account so that she can transfer the money from that account to her current account.

She should put her daily and weekly purchases on a credit card.

She should worry about peer pressure before she makes any important purchase.

She should take out a loan so that she has more money to spend.

She should limit the amount of money she spends.

She should use an online banking app.

She should compare the interest rates of different savings accounts and choose the one with the highest interest rate.

Yes, it’s a good idea. For example, buying designer clothes in the sales is a good idea because they are always good quality.

Yes, it’s a good idea. It’s always great to find bargain shoes or clothes, but it’s a good idea to use a store card to buy them.

Yes, it’s a good idea. For example, it’s a good idea to buy something important for studying, or something you need at home because those are really essential things.