Risky situations

A digital camera

A plane ticket

A hat

She wants to buy things at a discount using the card.

She hopes to establish a good credit rating.

She doesn’t want to borrow from her parents.

It’s usually difficult to get out of debt.

The interest rates on student cards are very high.

Students often apply for more credit cards than they need.

She hopes that someone will give her the money.

She plans on getting a job to pay for her debts.

She is going to return the items she purchased with the card.