The Hobbit: Conflict

Bilbo can't decide if he should join Thorin's party of travelers. This is an example of which type of conflict?

Should Bilbo depart with the Dwarven Party, he will damage his reputation as a respectable hobbit. This is an example of which type of conflict?

The rain forced the party to seek shelter in the cave. This is an example of which type of conflict?

When Gollum and Bilbo have the riddle battle, Bilbo battling for his life, that would be an example of which type of conflict?

The travelers are chased and almost devoured by wolves. This is an example of which type of conflict?

The elves do not like dwarves and are skeptical are wary around them. This is an example of which type of conflict?

Which event best describes the inciting incident (trigger) of The Hobbit?